The application for Biden's student loan forgiveness will become available soon

The application for student loan forgiveness will go live in early October, according to the U.S. Department of Education

Indicating that it might be ready at any moment.

Experts advise debtors to act promptly when the form releases since legal challenges to President Joe Biden's historic decision to cancel up to $20,000 in debt for millions of Americans are escalating.

According to higher education expert Mark Kantrowitz, a borrower who wins forgiveness "may get to keep it even if the court rejects the president's scheme."

In August, Biden revealed that most people who have federal student loans will be eligible for some forgiveness

Borrowers who earn less than $125,000 annually, married couples, or household heads who make less than $200,000 will only be eligible for relief.

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Despite concerns about inflation, Americans are less inclined to discontinue Netflix and Amazon Prime than to reduce their spending on groceries.