When workers become ill or injured on the job, workers compensation insurance provides them with critical benefits.
Benefits from workers' compensation may include ongoing medical care, salary replacement payments, and even death benefits.
Businesses must get workers compensation insurance for their employees in the majority of states, sometimes even if they only have one employee.
Depending on your state, you may have the choice to purchase workers' compensation through commercial insurance firms, a state-run organisation, or both.
Private workers' compensation insurance providers decide whether to accept or turn away clients and establish their own rates.
A private insurer may offer you a better deal than a public fund.