Difference between Floater & Individual Health Insurance

Only one person is covered Floater - Entire family can be covered in a single policy

Only one person is covered Floater - Entire family can be covered in a single policy

Individual cover is far more comprehensive while floater is cost effective

Drawback Individual - Premium has to be paid by single person Floater - Total coverage can be insufficent for a single person if small cover is taken

Individual coverage is suitable for an elder person while a small nuclear family can choose floater coverage

Individual policy holders can include add ons while Floater policy holders can take bigger coverage to cover all members adequately

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